AYDAPAY - Terms And Conditions

Terms And Conditions

Terms and Conditions:

PLEASE READ AND UNDERSTAND OUR TERMS & CONDITIONS CAREFULLY BEFORE CREATING AN ACCOUNT WITH US. THEY CONTAIN IMPORTANT INFORMATION ABOUT OUR OBLIGATION TO YOU, AND LIMITATIONS ON LIABILITY IF YOU SUFFER LOSS AS RESULT OF USING OUR MONEY TRANSFER SERVICES.

YOU MAY REQUEST A COPY OF THESE TERMS BY CONTACTING US ON: TEL: +48737660344 (FREE FROM ANY PAY PHONES OR LANDLINES), BY POST: UAB AYDAPAY, Ul. WILLOWA, nr 8/10, lok. 28. WARSZAWA, 00-790, POLAND.

1. This agreement is between Customers (hereinafter referred either as. Customer”, “you” or. your”) and UAB AYDAPAY (hereinafter referred either a, ‘we”. “us” “our”, or “AYDAPAY” as the case may be). UAB AYDAPAY whose registered in Poland & WARSZAWA Company code 525460979, registered address situated at; Ul. WILLOWA, nr 8/10, lok. 28. WARSZAWA, 00-790, POLAND.

2. Our agreement with you is that we will take reasonable care to provide the money transfer service, as such. We agree to provide you with the money transfer services including person to bank transfers and. person to person transfers.

· You must accept our terms and conditions before using our service and you must be 18 years or over.

· To use the service, you must register into AYDAPAY online service, we will ask for your login details and input of your personal information such as; your full name, date of birth and residential address including postcode. It is your responsibility to keep your login details safe. AYDAPAY will not be liable / responsible if your login details are used by someone else.

· You may be required to provide source(s) of fund where applicable. We required by law to ensure the legitimacy fund transferred under Bank of Poland. Furthermore, AYDAPAY may also require you to provide supplementary documentations and or further information to complete the process of your money transfer.

· Once you have registered into AYDAPAY online system, a unique reference number will be generated automatically. Your reference number will contain confidential information about your personal information. It is your responsibility to keep it safe and not to be disclosed to anyone else.

· When you registered with UAB AYDAPAY, you must ensure your reference/account number cannot be used by someone else unless a written consent from you is approved by our company staff to conduct payment transactions on your behalf.

· Your personal information and transaction history will be retained for up to 5 years.

· AYDAPAY does not store, process or transmit any cardholder data onto our merchant systems or premises but relies entirely on third party service provider to handle these functions.

· AYDAPAY does not store, process, or transmit any cardholder data on our Money transfer systems/platform or premises but relies entirely on third party service provider(s) to handle these functions.

3. If you contacted us by phone, e-mail and you accepted our offer to carry out a transaction shall constitute acceptance of the Terms & Conditions set out herein, and as amended from time to time.

· You will be required upon registration to provide valid ID and Proof of address in order to use our services. Identifications may be verified by third party to ensure identifications validation.

· Where the transaction amount exceeds 3,000 per month and/or 15,000 per year, clause 2.3 will apply. You may not use our online service and you will be required to contact our offices to complete your transaction.

· Pay-out of transfers is usually available within minutes’ subject to agent hour of operation in the receiving destination.

· Pay-out transactions will be paid to beneficiary in local currency of the receiving destination or in USD where applicable.

4. AYDAPAY is free to use Service/s of intermediary banks/financial Service institutions/other money service businesses in any country of its choice for execution of money transfer.

5. Money Transfer Service fees (Transfer Fees) shall be charged from the Customer for each transfer made by the Customer. Transfer Fees to each location and for each currency may vary. Transfer Fees may change from time to time and without notice. Intermediary/ correspondent /collection charges as applicable in some countries will be deducted at paying end.

6. We may, in our sole discretion, refuse any Transaction or limit the amount to be transferred. These limits imposed are done at our sole discretion and may be changed from time to time. We may also refuse to send money or allow to be paid at the destination or receiving end if we believe that: (1) by doing so we might break any law, regulation, code or other duty and responsibility that applies to us; (2) by doing so may expose us to action from any government or regulator; or (3) it may be linked with fraudulent or illegal activity.

7. Unless the law prevents, us, we may (at our sole discretion) inform the Customer reasons for our refusal and how Customer can rectify any errors in money transfer instructions given.

8. We act only as a money transmitter and accept no responsibility or liability arising from transactions between the sender and any third parties. (We accept no responsibility or liability for any goods or services including quality and delivery of them, which are paid for by money transfer). You are cautioned to sending money to any person whom you do not know.

9. We have no obligation to you to initiate or perform a Money Transfer Service if;

We are unable to obtain satisfactory evidence of your identity.
We have reason to believe that the details provided by you is incomplete. Incorrect, unauthorized, or forged.
We fail to obtain payment (i.e., the amount to be transferred plus the applicable fees) for the transaction from you: and we do not accept any liability for damages resulting from non-payment or delay in payment of a money transfer to a recipient or failure to perform a transaction because of any of these matters.

10. If you want your transaction to be processed within seconds through adding recipient’s ATM card number, you will take full responsibility for any wrongly recipient’s details entered that may lead the transaction to be deposited on other unintended account or lead to any delay. This service is subjected to the amount transacted that varies over time and the network availability of intended recipient bank.

11. To collect the money and complete a transaction, the reference number and identification must be provided for certain type of transaction. Please contact our offices for further details.

12. Customer should not disclose the reference number. value of transfer or other information about the transfer to any other person other than the intended recipient.

13. In case of bank transfer, we will transfer money to the beneficiary’s bank account specified by the Customer. If the account is in the EEA, the bank holding the account will receive the money within four business working days (Monday to Friday. excluding public holidays) from the date of processing of the transfer. Banking practice may vary if it is outside the EEA and for more information on when payment will be credited to such an account, the customer needs to contact the recipient bank. The recipient bank may apply its own charges which do not involve us.

14. If we fail to complete your Transaction within reasonable period as applicable in the circumstances, you will be entitled to a refund of the transfer amount of your Transaction and your transfer fee unless we can show that the bank or the pay-out location received the money or that there was a mistake in the recipient’s details provided to us by you. In case of refunds. We will promptly refund the transfer amount and the transfer fee.

15. In no event shall we be liable for damage, for delay. Non-delivery, non-payment, under-payment, or without limitation any other event relating to your Transaction, whether due to the fault, error or omission on our part, for more than the principal amount of your Transaction and the Transfer fee.

16. In no circumstances shall we be responsible for any losses or damages which are not foreseeable consequences of a breach of these terms and conditions or any failure to complete Transactions either within a reasonable time or at any time.

17. We do not accept the responsibility for any failure to perform your instructions as a result of circumstances which could reasonably be outside our reasonable control.

18. You must inform us immediately if you think that a transfer was, not made properly or never arrived. We will not refund the money to you if there is undue delay in informing us of the problem and in any event if not informed within 13 months from the date of sending the money.

19. We will not be liable to the Customer for any incidental. Indirect, special, or consequential losses or costs or damages or for business losses (such as loss to business profits or opportunities) suffered by the Customer.

20. It is understood by the Customer that all such cancellation request shall be subject to the rules governing cancellations (including cancellation charges) of the intermediary banks/financial service institutions/other money service businesses who makes the payout to the intended recipient.

21. Amount of refund upon cancellation will be after deducting our cancellation charge (amount of 5 EURO, USD, GBP or CAD, and cancellation or back-end charges of correspondent bank / financial institution /intermediary.

22. The money transfer will be subject to laws related to monetary transaction in the Poland /intermediary/Destination countries and may be blocked/frozen in case found suspicious. The Customer and the recipient will be fully responsible to provide necessary evidence /clarification to prove legality of entities/funds.

23. Applicable laws prohibit money transmitters from conducting business with certain individuals and countries. In order to comply AML, require screening all transfers against a list of names, provided by various governments and or government agencies. if a potential match is found. we will suspend the transfer and request additional information on either 1he sender or receiver, as necessary.

24. We will not be liable if we break this agreement because of abnormal and unforeseeable circumstances outside our control where we could not avoid breaking this agreement despite all efforts to the contrary which may include. for example, strikes, industrial action, problems with another system or network, Mechanical breakdown, data processing failures. English or European Community Law, government or government agency policy or another Force Majeure including. without limitation. Act of God. strikes, industrial action equipment failure or interruption of power supplies provided that AYDAPAY shall endeavor to give notice to its customers of any anticipated delay, by notice in its branches.

25. We will report money transfers to any government authorities if we are required to do so by law.

26. You expressly understand and agree that the service is provided on an “as-is” and “as available” basis.

a) AYDAPAY expressly disclaim all warranties of any kind, whether express or implied including but not limited to the implied warranties of merchantability, fitness for a purpose and non-infringement;

b) AYDAPAY make no warranty that:

The service will meet your requirement
The service will be uninterrupted, timely, secure or error-free.
The results that may be obtained from the use of the service, will be accurate or reliable.
The quality of any products, services, information, or other material obtained by you through the service will meet your expectations, and

c) The use of the service is done at your own discretion and risk and

d) No advice, or information, whether oral or written, obtained by you from AYDAPAY or through or from the service shall create any warranty not expressly stated in this agreement.

27. Polandn law applies to this Agreement and we will communicate with the customer in Polandn, English, French and Arabic. The WARSZAWA Court will have exclusive jurisdiction in all matters relating to the Service and this Agreement.

28. The customer understands and consents that the personal information of the customer and recipient, and the derails or the transaction may be stored in our database, and shared with other companies and other intermediaries located within or outside the EEA in the course of processing the transaction. Customer must have recipient’s consent to share his/ her personal information with us, Further, we may use customer and recipient details to provide information on our products & services and future marketing promotion.

29. Customer may request access to his/her personal information. ask for the information to be corrected or updated or, for legitimate reasons, oppose it, processing. By writing or emailing to us.

30. We maintain records of your transaction history to the extent required under applicable law, Record, will be updated on a continuing basis as Transaction are made and received and will be kept of a minimum of five years.

31. Any notices in writing receipt statement may be delivered either by hand or first-class post or by fax or email to the receiving party at the address set out in these T&Cs or otherwise previously notified to the other party in writing. Statement(s) or Notices in writing will take effect:

0. If delivered personally, at the time of delivery to the address.

1. If sent by first class pre-paid post, two Working Days after posting.

2. If sent by fax or email, at the time of its transmission.

32. All our letters will be in English, unless agreed by both UAB AYDAPAY, and the customer. If required by the customer, the T&Cs and any notices may be translated in to another language but only at the Customer's expense.

33. We are always committed to provide customer with best service. In the unlikely event that the customer is dissatisfied with our service, please write, or email us addressed to Complaints Officer UAB AYDAPAY, Ul. WILLOWA, nr 8/10, lok. 28. WARSZAWA, 00-790, POLAND. Tel: +48737660344 and our email address complaints@AYDAPAY.com

34. We will deal with Customer complaint promptly and fairly, in case we need more time to resolve the complaint, we will send an acknowledgement to the Customer within 5 working days and send a final response within 8 weeks of receipt of complaint.

35. We are also agent/ clients of other money transfer service providers and making available these services, to customers as their agents/ Clients under their business terms and conditions. If a Customer avails service of those companies through us, the terms and conditions of those companies shall also be applicable for the transfer. Please ask our staff at the branch for details.

36. You agree to indemnify and hold us and our respective affiliate, subsidiaries, officers, agents, co-branded, and other partners, directors and employee, harmless from any claim or demand. including reasonable lawyers and legal fee, made by any third party due to or arising out of your use of this service, your connection to the Service, your violation of the terms of this agreement, or your, violation of any rights of another.

37. Nothing contained in this Agreement is intended to confer nor shall confer upon any person, other than the parties hereto, any rights under the Contracts (Rights of Third Parties) Act 1999 to enforce any term of this Agreement or any benefits or remedies, of any kind or character whatsoever, and no such person shall be deemed a third-party beneficiary under or because of this Agreement.

38. You may close your AYDAPAY Account and end this Agreement at any time by contacting our Customer Support

39. You may close your AYDAPAY Account and end this Agreement at any time by contacting our Customer Support.

40. You may close your AYDAPAY Account and end this Agreement at any time by contacting our Customer Support

Customer Protection

Protecting our customers and safeguarding their money is our main priority at UAB AYDAPAY. Our goal is to educate consumers on ways to protect their personal information and safeguard their money.

Our help to you to protect yourself from fraud:

You work hard for your money and you want a company you can rely on when it comes to sending your money to friends and family. That is why we want to help you protect yourself from fraud. In this section, you will find informative tips and other useful material to stay informed and help reduce your chances of falling victim to scammers.

Lower your chances of falling victim to fraud by checking out these eight things you should never do when using a money transfer service:

1. Never send money to people you have not met in-person.

2. Never send money to pay for taxes or fees on lottery or prize winnings.

3. Never use a test question as an additional security measure to protect your transaction.

4. Never provide your banking information to people or businesses you do not know.

5. Never send money in advance to obtain a loan or credit card.

6. Never send money for an emergency without verifying that it is a real emergency.

7. Never send funds from a check in your account until it officially clears-which can take weeks.

8. Never send a money transfer for online purchases.

Tips to help you to avoid falling victim to relationship scam:

1. Only send money to people you personally know and trust and, in this case, have met in person. Be especially cautious with people you meet online, even if you correspond with them via email or phone.

2. Be wary of anyone who asks you to leave the dating website immediately to continue your conversation through email or IM, says the Federal Trade Commission in their guide to avoiding online dating scams. This allows fraudsters to carry out their scam without the dating site having a record of your encounter.

3. Be cautious if someone claims to be from Poland but is currently overseas. Fraudsters often use offshore accounts, making it more difficult for authorities to track them down and catch them.

4. Never give your banking information to unknown individuals or businesses.

5. Verify every emergency before sending money.

6. Fraudsters can trick their victims in a variety of ways. Sometimes they instantly express feelings of love and other times they lead their victims along. No matter how much your relationship might seem like the real thing, you should be suspicious if someone starts asking for information like credit card or Social Security numbers.

Tips to help you to a void failing victim to the employment scam:

1. Be skeptical of any job offer where you must pay money up front.

2. Never send money from a deposited check until it officially clears. Just because funds are available does not mean a check has cleared-by law, banks must make deposited funds available within a few days, but it can take weeks to uncover a fake check.

3. If you are communicating with anyone by email, check for common red flags like poor grammar, misspellings, character/spacing mistakes, and excessive capitalization. Look for use of generic email addresses rather than specific business email addresses.

4. Be cautious when dealing with people who say they currently live overseas or are out of the country on business. Scammers tell victims this to explain why they cannot meet in person. Also be wary if they prefer to communicate via email only.

5. Do your research. Check with your local consumer protection agency, state Attorney General’s Office, and the Better Business Bureau to see if the company you are dealing with has any complaints filed against them.

Tips to help you to avoid falling victim to the lottery – prize scam:

1. Never send money to pay for taxes or fees on lottery or prize winnings. Legitimate sweepstakes do not require you to pay or buy something to enter or improve your chances of winning, or to pay taxes or processing fees to get your prize.

2. Never give your banking information to unknown individuals or businesses.

3. Never withdraw or send funds from a check in your account until it officially clears, which can take weeks.

4. Do your research. Check out the company that contacted you with local law enforcement or a consumer protection agency like the Better Business Bureau, the Federal Trade Commission, or other trusted sources.

5. Read the fine print legitimate offers clearly disclose the terms and conditions of the promotion, including the rules, how the entry process works, and your odds of winning.

6. Do not play the foreign lottery. It is illegal.

Tips to help you to avoid falling victim to over-payment scam:

1. Know who you are doing business with; independently confirm your buyer’s name, street address, and telephone number.

2. Do not accept a check or money order for more than your selling price. If the name on the check does not match the name of the person you are dealing with, immediately end the transaction.

3. Consider dealing in cash and in-person with local buyers. If this is not feasible, ask for a check drawn on a local bank so you can visit a local branch or office to determine if the check is legitimate. Or consider an alternative method of payment like a trusted escrow service or online payment service.

4. If a buyer insists that you wire money, do not. Scammers pressure people to use wire transfer services because the money’s picked up in cash and impossible to trace afterward.

5. Fake checks or money orders play a starring role in overpayment scams, advance fee and prepayment scams, mystery shopping scams, lottery prize scams, and more. Don’t use these funds until your bank officially clears them and remember Banks must make deposited funds available within a few days, but it can take weeks to uncover a fake check.

6. Resist pressure from a buyer to act immediately. If the buyer’s intentions are good, he or she will wait for the check to clear to finish the transaction.

7. If you are communicating with anyone by email, check for common red flags like poor grammar, misspellings, character/spacing mistakes, and excessive capitalization.

Tips to help you to avoid falling victim to the rental property scam:

1. If you are communicating by email, check for common red flags like poor grammar, misspellings, character/spacing mistakes, and excessive capitalization.

2. Most renters want to see the property before they commit; if they do not, chances are you are dealing with a scammer. Another red flag is if they have an unusually strong sense of urgency to get you to rent or rent your property to them very early in communications with them.

3. Be cautious when dealing with people who say they currently live overseas or are out of the country on business. Scammers tell victims this to explain why they cannot meet in person. Also be wary if they prefer to communicate via email only.

4. Do not send money to anyone you do not know and trust, especially people you have never met in person.

Tips to help you to avoid falling victim to the advance fee scam:

1. Be skeptical of any offer where you must pay money up front. Walk away if you are asked for money immediately, especially if it is for “insurance,” “processing,” or “paperwork.”

2. If you are communicating with anyone by email, check for common red flags like poor grammar, misspellings, character/spacing mistakes, and excessive capitalization. Look for use of generic email addresses rather than specific business email addresses.

3. Do your research.

4. Be wary of businesses that operate using a post office box and do not have a street address.

5. Check out the company that contacted you with local law enforcement or a consumer protection agency like the Better Business Bureau, the Federal Trade Commission, your State Attorney General’s Office, or other trusted sources.

6. Check the company out independently by getting its phone number from a phone book or directory assistance and calling to confirm they are who they say they are.

7. If you are checking out a lender or loan broker, they are required to register in the Poland.

In our efforts to educate consumers about fraud, UAB AYDAPAY is planning to develop an educational website that contains information and tips on how to protect you from being victim of fraud. Should you require more information about fraud prevention please contact us by phone or e-mail as mentioned below.

Privacy Statement

Introduction

UAB AYDAPAY is strongly committed to protecting your privacy and complying with your choices. Both personal and non-personal information collected are safeguarded according to the highest privacy and data protection standards adopted worldwide. We have always had a robust and effective data protection program in place which complies with existing law and abides by the data protection principles. However, we recognize our obligations in updating and expanding this program to meet the demands of the GDPR.

Our Commitment

· Your information will not be shared, rented or sold to any third party.

· We use state-of-the-art security measures to protect your information from unauthorized users.

· We give you the possibility to control the information that you shared with us(opt-out).

UAB AYDAPAY is committed to processing data in accordance with its responsibilities under the GDPR.

Article 5 of the GDPR requires that personal data shall be:

1. Processed lawfully, fairly and in a transparent manner in relation to individuals.

2. Collected for specified, explicit and legitimate purposes and not further processed in a manner that is incompatible with those purposes; further processing for archiving purposes in the public interest, scientific or historical research purposes or statistical purposes shall not be considered to be incompatible with the initial purposes.

3. Adequate, relevant and limited to what is necessary in relation to the purposes for which they are processed.

4. Accurate and, where necessary, kept up to date; every reasonable step must be taken to ensure that personal data that are inaccurate, having regard to the purposes for which they are processed, are erased or rectified without delay.

5. Kept in a form which permits identification of data subjects for no longer than is necessary for the purposes for which the personal data are processed; personal data may be stored for longer periods insofar as the personal data will be processed solely for archiving purposes in the public interest, scientific or historical research purposes or statistical purposes subject to implementation of the appropriate technical and organizational measures required by the GDPR in order to safeguard the rights and freedoms of individuals.

6. Processed in a manner that ensures appropriate security of the personal data, including protection against unauthorised or unlawful processing and against accidental loss, destructionor damage, using appropriate technical or organizational measures.

Notice

We will clearly inform you when information that personally identifies you ("personal information") is asked for and you will have the choice to provide it or not. Generally, this information is requested when you install/download/subscribe to product updates, newsletters or other online services.

Usage

UAB AYDAPAY generally uses your personal information for the following purposes:

· To comply with applicable Money laundering regulations.

· Authorising and processing Data Subjects’ transactions, including effecting and administering money transfers and ensuring proper payment to the designated recipient of funds.

· Meeting legal, regulatory, self-regulatory, fraud prevention and security requirements, which may include verifying the identity of the sender and recipient of funds and checking identities against money laundering, terrorist financing or similar watch lists established by regulatory agencies or similar bodies.

· To provide you information that will allow you to use our services.

· Maintaining business and transaction records for reasonable periods.

· To automatically customize your documents with your information.

· To alert you of software upgrades, updates, discounts or other services from UAB AYDAPAY.

· Otherwise as permitted or required by law.

We collect your email when you register with us or log in our online platforms in order to send you informational communications about your transactions with us and our product and services and the best use you can make of them. We also collect your email to send you our promotional offers.

We may also collect your name, language, currency, operating system, document searched and country information for a better experience with UAB AYDAPAY products/services.

When you place your order with us, we collect your email in order to send you informational communications about your transactions with us and our product and services, We also collect your phone number in order to contact you in case these emails bounce back because of a typo in your email address and if we cannot figure out what the correct email address is. We also contact the phone number that is provided if we suspect that the cardholder’s credit card information has been compromised, i.e. used in a fraudulent way. We also use our clients’ email in order to notify of the release of updated versions of the software, new services or promotional offers.

Consent

When you provide your personal information, you consent that it can be used for the above purposes and that UAB AYDAPAY is an authorized holder of such information. If you choose not to register or provide personal information, you can still use our website, but you will not be able to receive additional services or access certain areas that require registration. When you activate your account, you are providing your consent to occasionally receive information from us. In each communication from us you will have the opportunity to unsubscribe from further communications; alternatively, you may contact us to express your choices at the address provided at the bottom of this page.

Access to your information

You are entitled to review the personal information you have provided us and ensure that it is accurate and current at all times. To review or update this information simply login to your account with us, or request that we send you this information.

Security of information

UAB AYDAPAY is strongly committed to protecting your information and ensuring that your choices are honored. We have taken strong security measures to protect your data from loss, misuse, unauthorized access, disclosure, alteration, or destruction. All sensitive data is stored behind multiple firewalls on secure servers with restricted employee access.

We guarantee that all e-commerce transactions follow the latest security measures and use the best available technologies. Secure Sockets Layer (SSL) technology is employed when you place online orders or transmit sensitive information. SSL is one of the safest methods of passing information over the Internet.

Retention of information

We retain information as long as it is necessary to provide the services requested by you and others, subject to any legal obligations to further retain such information. Information associated with your account will generally be kept until it is no longer necessary to provide the services or until you ask us to delete it or your account is deleted whichever comes first.

If you wish to delete your account. You can do so by sending an email to help@AYDAPAY.com. AYDAPAY will then have 30 days from the day of receipt to respond to the request. However, in some circumstances, we might need extra time to process the request and AYDAPAY can extend the response time for 2 extra months. AYDAPAY will let you know if extra is time needed within 30 days from the day of the initial request.

Additionally, we may retain information from deleted accounts to comply with the law, prevent fraud, resolve disputes, troubleshoot problems, assist with investigations, enforce the Terms of Use, and take other actions permitted by law. The information we retain will be handled in accordance with this Privacy Policy. Finally, your data could also be stored for sales statistical purposes.

EU and EEA Users’ Rights

If you are habitually located in the European Union or European Economic Area, you have the right to access, rectify, download or erase your information, as well as the right to restrict and object to certain processing of your information. While some of these rights apply generally, certain rights apply only in certain limited circumstances. We describe these rights below:

You have the right to access your personal data and, if necessary, have it amended or deleted or restricted. In certain instances, you may have the right to the portability of your data. You can also ask us to not send marketing communications and not to use your personal data when we carry out profiling for direct marketing purposes. You can opt out of receiving email newsletters and other marketing communications by following the opt-out instructions provided to you in those emails. Transactional account messages will be unaffected if you optout from marketing communications.

What we do with the Information you share

Your information is never shared outside the company without your permission. Inside the company, data is stored behind multiple firewalls on secure servers with restricted user access.

When you register to our website, mobile app, or over the phone, you are asked to provide your contact information, including a valid email address. We use this information to send you updates about UAB AYDAPAY order confirmations and information about our services. When you order from us, we ask for your credit card number and billing address. We use this information only to bill you for the product(s) or the service (s) you ordered at that time.

We may on occasion require the help of other companies to provide limited services on our behalf, such as, customer support and processing event registrations. We will only provide such companies with the information required for them to perform these services; these service providers are bound by strict privacy policies and are prohibited from using your information for any other purpose.

In very rare instances UAB AYDAPAY may disclose your personal information, without notice, only if required to do so by law or in the good faith belief that such action is necessary to:

(a) Conform to the edicts of the law or comply with legal process served on UAB AYDAPAY or the site;

(b) Protect and defend the rights or property of UAB AYDAPAY and its family of websites and properties;

Cross Border Personal Data Transfers

In connection with providing services to its customers, UAB AYDAPAY may transfer Personal Data to destinations outside of the European Economic Area (“EEA”). When transferring Personal Data outside the EEA, UAB AYDAPAY ensures that security measures and appropriate safeguards are put in place to protect the Personal Data and to ensure that all transfers comply with applicable data protection law. UAB AYDAPAY relies on the Standard Contractual Clauses provided by the EU Commission (Article 46.2 General Data Protection Regulation (“GDPR”) and the EU Commission’s ‘adequacy decisions’ in respect of certain territories (Article 45 GDPR) to transfer Personal Data outside the EEA lawfully.

How to opt-out ?

We provide users with the opportunity to opt-out from receiving updates on our products, newsletters and other communications from us. You can opt-out by clicking on the link provided in our electronic mailings or by contacting us at the address at the bottom of this page.

Does UAB AYDAPAY privacy policy apply to linked websites?

Our Privacy Policy applies solely to information collected on our website or through our Mobile App or over the phone, The Site contains links to web sites of third parties. UAB AYDAPAY is not responsible for the actions of these third parties, including their privacy practices and any content posted on their web sites. We encourage you to review their privacy policies to learn more about what, why and how they collect and use personal information. UAB AYDAPAY adheres to industry recognized standards to secure any personal information in our possession, and to secure it from unauthorized access and tampering.

However, as is true with all online actions, it is possible that third parties may unlawfully intercept transmissions of personal information, or other users of the Site may misuse or abuse your personal information that they may collect from the Site.

UAB AYDAPAY uses third-party advertising companies to serve our ads on the Site. These third-party advertising companies employ cookie and 1x1 pixel. gifs or web beacons to measure and improve the effectiveness of ads for their clients. To do so, these companies may use anonymous information about your visits to our website and other websites but will not collect any information which can personally identify you or can be linked to you.

This information can include date/time of banner ad shown, the banner ad that was shown, their cookie, and the IP address. This information can also be used for online preference marketing purposes.

Changes to this policy

If we make changes to our Privacy Policy, we will post these changes here so that you are always aware of what information we collect, how we use it and under what circumstances, if any, we disclose it. If at any point we decide to use your information in a manner different from that stated at the time it was collected, we will notify you by email.

Enforcement of policy

If for some reason you believe UAB AYDAPAY has not adhered to these principles, please notify us and we will do our best to promptly make corrections.

UAB AYDAPAY